Introduction (PPI)

🟦 AeronPay Prepaid Card (PPI Wallet)

A secure, compliant, and feature-rich digital payment instrument for modern consumers and businesses.

The AeronPay Prepaid Card (PPI Wallet) is a next-generation RBI-authorized digital payment solution designed to offer unrestricted convenience, high acceptance, and enterprise-grade security. Built on trusted fintech infrastructure, it enables users to load funds, transact digitally, manage controlled spending, and access a wide range of online and offline payment channels with exceptional reliability.

As part of the expanding ecosystem, the PPI Wallet serves as a versatile and high-utility payment instrument, seamlessly integrating with its own services, travel bookings, partner merchants, and mainstream payment networks. Whether for e-commerce, retail, corporate payouts, or lifestyle purchases, the AeronPay Prepaid Card delivers a clean, frictionless, and controlled digital experience.

The card has been engineered with a strong focus on security, compliance, and user empowerment, offering instant issuance, robust fraud prevention, modern UI/UX, and powerful transaction controls — making it suitable for both everyday spenders and enterprise-level financial operations.


🌟 Unique Selling Proposition (USP) – High Acceptance. High Utility. High Security.

The AeronPay Prepaid Card stands out for its broad usability across multiple payment channels, ensuring that users enjoy complete flexibility without compromising on security or compliance.


🔹 1. Seamless In-App Payments

Users can instantly make payments inside own platforms, including:

  • Fintech services
  • Travel bookings
  • E-Commerce Platforms
  • Subscription and digital service purchases

All payments are completed instantly, without external dependencies.


🔹 2. Fully Enabled for E-Commerce Transactions

The card is accepted across major online marketplaces and digital platforms, enabling:

  • Shopping
  • Food delivery
  • OTT subscriptions
  • Lifestyle and travel purchases
  • Ticketing & services

A smooth and secure payment experience anywhere prepaid cards are supported.


🔹 3. Retail POS Compatibility (Offline Payments)

Enables convenient payments at:

  • Supermarkets
  • Retail stores
  • Restaurants
  • Fuel stations
  • Pharmacies & lifestyle outlets

Chip & PIN, magnetic swipe, and standard POS flows are fully supported.


🔹 4. Contactless Tap & Pay (NFC)

Tap-enabled cards allow users to perform fast, secure, contactless payments:

  • Quick checkout
  • PIN-free (within limits)
  • Ideal for public transport, cafés, and everyday spends

Built for modern lifestyles.


🔹 5. ATM Cash Withdrawals (Domestic)

The AeronPay Prepaid Card supports regulated ATM withdrawals:

  • Convenient access to cash
  • Real-time balance updates
  • Secure PIN authentication

A strong differentiator across prepaid ecosystems.


🔹 6. QR Scan & Pay (PPI QR Compliant)

Allows users to make payments by scanning interoperable QR codes at:

  • Local shops
  • Micro merchants
  • Small businesses
  • Service providers

Simple, fast, and highly accessible.


🛡️ Why AeronPay PPI Stands Out

✔ RBI-Compliant with Complete KYC & Security Governance

✔ High acceptance across online, offline, NFC, QR, and ATM channels

✔ Advanced fraud monitoring & encrypted payment architecture

✔ Instant digital issuance & real-time balance synchronization

✔ Corporate-friendly for payouts, allowances, incentives, and refunds

✔ Luxury-grade UI/UX across AeronPay applications

✔ Smart spending controls: card lock/unlock, limits, category restrictions

✔ Designed for performance, reliability, and regulatory readiness


🔵 Summary

The AeronPay Prepaid Card is a modern, secure, and high-utility payment instrument crafted for both personal and business use. With its wide acceptance, robust compliance framework, and seamless integration into the ecosystem, it delivers a complete, flexible, and future-ready digital payment experience for users across India.