Onboarding Overview

Merchant Onboarding API enables instant, paperless e-KYC verification without document uploads. 🚀

Merchant Onboarding API (Complete e-KYC)

The Merchant Onboarding API enables businesses to register as merchants on the AeronPay platform through a fully digital, API-driven e-KYC process. This eliminates the need for manual document uploads, making onboarding faster, secure, and fully automated.

🔹 Key Features:

  • Fully Automated e-KYC: No manual document uploads; all verifications are API-based.
  • Real-Time Verification: Instant validation of PAN, Aadhaar, GST, and bank details.
  • Seamless Registration: Quick onboarding with minimal input fields.
  • Secure & Compliant: Adheres to RBI & NPCI guidelines for digital onboarding.
  • Status Tracking: API-driven updates on the onboarding process.

🔹 Authentication:

All API requests require authentication using API Credentials for secure communication.

🔹 API Flow:

  1. Merchant Registration → Submit business details (Name, PAN, GSTIN, Bank Details, etc.).
  2. Automated Verification → API validates provided details with respective authorities.
  3. e-KYC Processing → System checks compliance and fraud detection.
  4. Onboarding Status → API returns approval, pending, or rejection status.

🔹 Next Steps:

  • Review API Endpoints for request/response structures.
  • Check Authentication Guide for header credentials.
  • Refer to Error Handling to manage API responses effectively.